Oxygen X Finance Company activated a community-focused roadshow at Balogun and the Trade Fair Market from the 9th to 12th of December 2025, taking digital credit access directly to traders and small business owners at the heart of Nigeria’s informal economy.
With Nigeria’s credit penetration estimated at just 6–7%, millions of entrepreneurs remain excluded from formal financing despite driving over 50% of the country’s GDP. Oxygen X is addressing this gap by embedding credit access directly into everyday commercial spaces, removing traditional barriers to entry.
Field agents were on ground throughout the roadshow to support real-time onboarding, answer questions, and guide traders through a seamless and transparent credit application process.
Oyebimpe Adeniyi-Sanusi, Head of Sales at Oxygen X, said “We believe credit should be accessible where commerce happens. By bringing capital directly to traders, we are enabling business growth while building a responsible and sustainable lending culture.”
Beyond access to capital, the roadshow also focused on financial education, helping traders better understand digital lending, repayment structures, and responsible borrowing.
The activation reinforces Oxygen X’s position as a leading consumer lending company committed to financial inclusion, sustainability, and real economic impact.
Oxygen X is a digital-first consumer lending business committed to unlocking financial possibilities for Africans. A subsidiary of Access Holdings Plc, Oxygen X is built to redefine lending across the Access ecosystem by delivering financial solutions designed to help individuals and businesses thrive.
